These calculators will give you an idea of how much your mortgage repayments could be and the cost of Stamp Duty to help you budget.

Mortgage Calculator

Our mortgage calculator offers a guide to how much your mortgage repayments could be.


Please be aware, these results are for illustrative purposes only and should not be considered as a mortgage quote. These are based on a repayment mortgage and may vary depending on the term and interest rate of your mortgage. Lender fees may also be applicable. If you would like guidance on the right mortgage for you, we recommend speaking to a mortgage consultant.

Many factors influence the amount you repay, including how much you can borrow, the property type and conditions and the length of the mortgage. Please discuss the details with your financial adviser or lender before committing to any mortgage.

Stamp Duty Calculator

These are the current rates (from September 2022) for Stamp Duty Land Tax for UK Residents. Stamp Duty becomes payable on completion of a property purchase. Your solicitor will normally arrange the payment on your behalf.

Property or lease premium or transfer value SDLT rate
Up to £250,000 Zero
The next £675,000 (the portion from £250,001 to £925,000) 5%
The next £575,000 (the portion from £925,001 to £1.5 million) 10%
The remaining amount (the portion above £1.5 million) 12%

If you already own another property, you would pay a further 3% on these rates.

First-time buyers pay no Stamp Duty at all on properties up to £425,000 or 5% SDLT on the portion from £425,001 to £625,000. If the purchase price is above this, the usual rates above will apply.

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